Usman Hayat, CFA

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Usman Hayat, CFA, is director of Islamic Finance and ESG at CFA Institute, where he focuses on Islamic finance and socially responsible investing. Previously, he worked as an independent consultant in the capital market in Pakistan in the areas of market development and risk management for clients, including the securities regulator, stock exchanges, clearing company, and the securities depository. Hayat has been an active columnist on capital market issues. He has earned the Financial Risk Manager designation from the Global Association of Risk Professionals, the Islamic Finance Qualification from the UK Securities and Investment Institute, and a Certificate in Islamic Finance from the Chartered Institute of Management Accountants. Hayat holds an MBA from Lahore University of Management Sciences and an MA in development economics from University of Sussex. Topical Expertise: Islamic Finance and ESG Investing