Practical analysis for investment professionals


When It Comes to Retirement, Girls Just Want to Have Funds

When it comes to retirement planning, it's important to take into account that women tend to have shorter work careers, earn less, live longer than men, and have less tolerance for risk, says Diane Garnick, CFA. Which is why it's essential to understand that "averages just aren't going to work."

Why Should You Save?

“A penny saved is a penny earned” is a truth that is part of the fundamental basis of good financial management, yet many people fail to see the importance of developing good saving habits.

Why Do People Find It So Hard to Save?

The allure of hedonistic lifestyles, of “wine, women and song” (“sur, sura, sundari” in Hindi), translates into almost every language. The Spanish say, “naipes, mujeres y vino, mal camino” or “cards, women,… READ MORE ›

Nudge or Shove? The Many Shades of Financial Paternalism

In economic and financial matters, paternalism — protecting an individual from himself or herself — comes in many guises with one common theme: the maximization of welfare. Yet it raises a question with no easy answers: When exactly should individuals or investors be protected from making their own bad choices?

Helping Financial Advisers and Clients Avoid “Financially Dysfunctional Behavior”

One of the challenges investment professionals face is figuring out effective ways of helping some clients become smarter about their decisions. This is key to offsetting what Nobel Laureate Robert C. Merton calls "financially dysfunctional behavior."

By continuing to use the site, you agree to the use of cookies. more information

The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.