retirement

76 Posts

The Benefits and Risks of Target Date Funds (TDFs)

The Benefits and Risks of Target Date Funds (TDFs)

What is the optimal amount of risk a client should have in their portfolio throughout their career? This is not an easy question to answer, so it is not surprising that there are many different responses. Target date funds (TDFs) are, in theory, simple products that allow clients to focus on a single question: “How old am I?” Read more

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The 10 Keys to a Retirement System That Works

When clients ask you whether the hodgepodge of social security programs, private savings accounts, and employer-sponsored retirement plans that we collectively rely on will be sufficient to provide them with a comfortable living after they stop working, you probably have an easy answer at the ready. “Ha!” Read more

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